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122 Monterey Avenue

#778175

RES

4/2

Built in 1977

$1,330,000

Details

Discover this charming Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience not often available in the highly sought-after Santa Monica Beach neighborhood.The real treasure lies 400 feet from your front door. This property includes community access to deeded beach rights with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue sky and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline.Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless!Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home soon!
GENERAL
Real Estate Type RES
Full Bathrooms 2
Half Bathrooms 0
One Quarter Bathrooms 0
Three Quarter Bathrooms 0
Lot Size 0
Real Estate Sub Type Detached
Square Feet 1,848
Stories 0
Year Built 1,977
Lot Size Area 0
Agent Key 19,655,375
Agent MLS Id B8314
Office Key 5,050,533
Source System Id TRESTLE
Office Phone (850) 296-9769
Elevation 0
Parcel Number 37191-010-000
Number Of Units Total 0
Tax Legal Description SANTA MONICA BEACH LOT 27 BLK 2 ORB 3922 P 2227
Special Listing Conditions ListedAsIs
Internet Address Display True
Internet Automated Valuation Display True
Agent Name Kellie Clements
Agent Email [email protected]
Agent Cell (770) 367-1261
Agent Office (850) 296-9769
Broker Id CPSFL2
Office Name Compass Florida
LLC
Listing Contract Date 8/26/2025
Status Active
Days On Market 3
Lot Size Dimensions 75 x 110
BUILDING
Construction WoodFrame
Cooling CentralAir
CeilingFans
Electric
Heating Central
Electric
Roof Metal
Style Coastal
Appliances Dishwasher
ElectricRange
ElectricWaterHeater
Microwave
WaterSoftenerOwned
Fireplace False
Parking Total 0
Parking Features Carport
Driveway
Detached
Garage
GolfCartGarage
GarageDoorOpener
Waterfront Features DeededAccess
Window Features StormWindows
Utilities CableConnected
HighSpeedInternetAvailable
SepticAvailable
Patio And Porch Features Covered
Porch
Private Pool False
Spa False
Interior Features BreakfastBar
Exterior Features Deck
OutdoorShower
LOCATION
Subdivision Santa Monica Beach
View Gulf
Directions At the intersection of Hwy 79 S and Hwy 98
turn right traveling 3 miles west to Wisteria Lane
turn left. Wisteria Lane will end at Front Beach Road
turn right. Travel 1/2 mile to Monterey Avenue
turn right. The house will be the fourth driveway on the right.
County Bay
Waterfront False
SCHOOLS
Elementary School West Bay
Middle School Surfside
High School Arnold
VIRTUAL TOUR
Virtual Tour Url Branded 1 https://my.matterport.com/show/?m=iuNbK6UgoXA&brand=0&mls=1&
Virtual Tour Url Unbranded 1 https://my.matterport.com/show/?m=iuNbK6UgoXA&brand=0&mls=1&

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